NerdWallet is committed to providing you with accurate and up-to-date financial information. We believe in transparency, ensuring you have a clear understanding of our services and offerings. Just like knowing the “Out The Door Price” when making a purchase, we want you to have the full picture when it comes to your financial decisions.
Understanding the full scope of financial services is crucial. At NerdWallet, we strive to present all information clearly, so you can make informed choices. This includes important details about our partners, services, and any potential impacts on your financial situation. For instance, when considering the NerdUp by NerdWallet credit card, it’s important to know that banking services are provided by Evolve Bank & Trust, member FDIC. The card itself is issued by Evolve Bank & Trust under license from MasterCard International Inc. We want you to be fully aware of these relationships, much like understanding all components that contribute to an “out the door price.”
Your credit score is an important factor in the financial world. It’s independently determined by credit bureaus and influenced by your financial decisions across various financial services. We want you to be aware that using NerdWallet services, like any financial tool, may have an impact on your credit score. This is part of the complete picture, the “out the door price” of engaging with financial services.
NerdWallet Compare, Inc., our comparison service, operates with transparency and in compliance with regulations. Our NMLS ID is #1617539, and you can access our NMLS Consumer Access and review our Licenses and Disclosures for full details. For California residents, loans arranged through NerdWallet are pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. This is all part of ensuring you have the “out the door price” level of clarity about our operations.
Insurance services are offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033). You can find our Insurance Licenses for complete information. Again, this is about providing all the necessary details, similar to presenting an “out the door price” that includes all taxes and fees.
NerdWallet has partnered with Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to provide investment advisory account opportunities. It’s important to understand that NerdWallet receives compensation for referred clients who open an Atomic account, which creates a potential conflict of interest. Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC, also an affiliate of Atomic, creating another potential conflict. We disclose these relationships openly, ensuring you are aware of all aspects, the “out the door price” of this partnership. For more information on Atomic and Atomic Brokerage, please see their Form CRS, Form ADV Part 2A, Privacy Policy, and Atomic Brokerage General Disclosures. You can also check the background of Atomic Brokerage on FINRA’s BrokerCheck.
It’s crucial to remember that neither Atomic Invest nor Atomic Brokerage, nor their affiliates are banks. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including potential loss of principal. Before investing, carefully consider your objectives, fees, and expenses. This is the complete “out the door price” understanding you need when considering investment opportunities.
At NerdWallet, we are dedicated to providing you with the financial clarity you deserve. We aim to ensure you always have access to the full picture, the equivalent of an “out the door price,” in all your financial decisions.
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