Navigating the pre-owned luxury car market can be challenging, especially when your heart is set on a high-performance model like a BMW M5. Many enthusiasts find themselves weighing options and budgets, often considering slightly older models to access the performance they crave. One common scenario involves considering a 2019 M5, a vehicle that offers a compelling blend of power and relative value in the used market. But is a 2019 M5 a smart purchase, particularly for someone mindful of budget and potential maintenance costs?
When considering a pre-owned 2019 M5, several factors come into play. Firstly, the allure of owning an M5 is undeniable. It represents the pinnacle of BMW’s performance sedan lineage, offering exhilarating power and dynamic handling. Compared to slightly less potent models, the M5 delivers a driving experience that is in a different league. For those who truly desire the ultimate driving machine, compromising on a lesser model might lead to regret and the eventual desire to upgrade, potentially costing more in the long run. It’s often wiser to pursue your desired model from the outset if financially feasible.
Maintenance concerns are valid with any high-performance vehicle, and the M5 is no exception. While it’s true that BMWs, including M models, can have higher maintenance costs compared to mainstream brands, the F90 generation M5 (which includes the 2019 model year) is generally considered to be a robust and well-engineered car. Anecdotal evidence from mechanics specializing in M cars suggests that these vehicles are often over-engineered to withstand demanding use. Regular maintenance is crucial, but if the 2019 M5 you are considering has a clean history and has been well-maintained, the potential for catastrophic and overly expensive repairs might be less than perceived.
Before making a decision on a 2019 M5, thorough due diligence is essential. Reviewing the Carfax report is a good starting point, as it can reveal maintenance history and any reported issues. Pay attention to details like regular servicing and any recurring checks, such as those mentioned for the battery charging system or engine/powertrain computer module. While these checks might be routine, it’s worth inquiring with the dealer about their specific nature to ensure there are no underlying concerns. A pre-purchase inspection by a qualified independent BMW mechanic is highly recommended. This inspection can uncover potential issues that may not be apparent in a general inspection and provide a clearer picture of the car’s mechanical condition. Warranty is another significant factor. While a Certified Pre-Owned (CPO) warranty from the dealer might not be available, exploring aftermarket warranty options can provide peace of mind and protection against unexpected repair costs, especially when budgeting over a longer loan term.
Ultimately, deciding if a 2019 M5 is the right choice depends on individual circumstances and risk tolerance. If the desire for an M5 is strong and the budget is stretched but manageable, pursuing a well-maintained 2019 model could be a rewarding decision. Setting aside a contingency fund for potential maintenance is prudent, but the inherent quality and engineering of the F90 M5 suggest it can be a surprisingly reliable performance car in the long run. By conducting thorough research, inspection, and considering warranty options, you can make an informed decision and potentially enjoy the thrill of M ownership without undue financial stress.